Car Parts Vocabulary
One great place to visit when you are trying to determine how much your car is worth is to visit Kelly's Blue Book. They have a website in English and in Spanish. When you use the site you can put in your car's year, make, and model. Then you can add in information such as the mileage amount, car features and more. When you complete the search it will then show you the value of your vehicle in several different ways.
Car accidents happen every day. If you own a car, it is important to have car insurance. Almost every U.S. state requires drivers to have liability insurance.
Main Types of Insurance
1. Liability Insurance
Liability insurance covers you in the event you are in a covered car accident and it is determined the accident is a result of your actions. Liability insurance will cover the cost of repairing any property damaged by an accident as well as the medical bills from resulting injuries. Most states have a minimum requirement for the amount of liability insurance coverage that drivers must have. Liability coverage doesn't pay for damage to your own car after an accident
2. Collision Coverage
If there is a covered accident, collision coverage will pay for the repairs to your car. If your car is totaled (where the cost to repair it is more the value of the vehicle) in an accident, collision coverage will pay the value of your car.
3. Comprehensive Coverage
What if something happens to your car that is unrelated to a covered accident - weather damage, you hit a deer, your car is stolen - will your insurance company cover the loss? Liability insurance and collision coverage cover accidents, but not these situations. These situations are covered by Comprehensive (other than Collision) coverage.